IBPS Clerk Exam details

IBPS Clerk Test series(Prelims)

IBPS Clerk Test Series(Mains)

Download IBPS Clerk Previous Year Question Paper

IBPS Clerk Exam Details

The Institute of Banking Personnel Selection (IBPS) conducts an online examination to recruit clerical cadre for multiple public sector banks operating in the country.
The IBPS Clerk exam is conducted by The Institute for Banking Personnel Selection every year. The IBPS is the authoritative body for assessing recruiting candidates in public sector banks in India.

IBPS Clerk Eligibility – Qualification, Citizenship, Age Limit & Reservation

The IBPS Clerk exam has certain eligibility conditions that are published in the exam notification every year. Candidates should make sure to satisfy themselves that they meet all eligibility criteria before applying for this bank exam.

The IBPS Clerk eligibility conditions are given below:

  • Age
  • Nationality
  • Educational Qualification

IBPS Clerk Age Limit

The IBPS Clerk age limit for general category is

  • Minimum 20 years
  • Maximum 28 years

A candidate must have been born not earlier than 02.07.1993 and not later than 01.07.2001 (both dates inclusive)

Aspirants of IBPS Clerk exam can solve IBPS Clerk Previous Year Question Paper for a better understanding of the latest exam pattern and IBPS Clerk Syllabus.

There is a certain IBPS Clerk age limit relaxation allowed for some categories:

IBPS Clerk Age Limit RelaxationUpper Age limit in years
Scheduled Caste/Scheduled Tribe5 years
Other Backward Classes (Non-Creamy Layer)3 years
Ex-Servicemen / Disabled Ex-Servicemenactual period of service rendered in the defence forces +3 years (8 years for disabled Ex-Servicemen belonging to SC/CT) subject to a maximum age limit of 50 years
Widows, divorced women and women legally separated from their husbands who have not remarried9 years
Persons affected by 1984 riots5 years
Regular employees of the Union Carbide Factory, Bhopal retrenched from service (Applicable to Madhya Pradesh state only)5 years
Persons With Disabilities10 years

IBPS Clerk Age Limit Relaxation- Salient Points

  • IBPS clerk age limit for OBC category from the non-creamy layer is given a 3-year exemption in IBPS Clerk age limit relaxation.
  • Women who have been widowed, divorced or legally separated from their husbands get a maximum of 9 years exemption in the upper age limit. The condition for this exemption is that they should not have remarried before applying for the exam.
  • As per the IBPS Clerk Age limit relaxation, Persons With Disabilities belonging to a certain category can be allowed for availing the IBPS Clerk age limit relaxation.

The categories are as follows:

  • Partial or Full Blindness
  • Partial or Total Loss of Hearing
  • Locomotor Disabilities
  • Intellectual or Learning Disabilities, Autism and Mental Illness
  • Multiple Disabilities Displaying Comorbidity With Other Conditions


  • Candidates who have served in the armed forces are eligible to claim an exemption of the actual length of service plus 3 years in upper age limit.
  • This is further increased to the length of service plus 8 years in case of an ex-serviceman belonging to SC/ST category, who has become disabled.
  • Those who have already availed this exemption to secure a job higher than Group C and D in the government are not eligible for age relaxation in IBPS Clerk. The maximum limit for ex-servicemen is 50 years of age.
  • SC/ST and OBC candidates can apply for a maximum of two cumulative exemptions.
  • For example, if an ST candidate who is also an ex-serviceman with 7 years of service, applies under the ex-serviceman category, a maximum of 15 years will be relaxed for the upper age limit.
  • Notwithstanding this, if the ex-serviceman is also disabled, then he would be eligible to apply under the disabled ex-servicemen exemption along with SC/ST exemption. He would not be able to use the Persons With Disability exemption in this case.
  • Candidates need to produce certificates proving their category of exemption while joining their respective bank.

Nationality Conditions


The candidates applying for the exam should fulfil the following criteria:

  • Citizenship of India
  • Subjects of Nepal or Bhutan
  • Tibetan Refugee who arrived before 1 January 1962
  • A person of Indian origin migrated from Sri Lanka, Pakistan, Burma(Myanmar), Vietnam or East African countries of the United Republic of Tanzania, Uganda, Kenya, Malawi, Zambia, Zaire or Ethiopia to permanently settle in India.

As per the IBPS Clerk eligibility, all candidates who are not Indian citizens have to produce a certificate of eligibility approved from the Government of India while joining service at their respective banks.

Educational Qualification

As per the IBPS Clerk eligibility, candidates who wish to appear for the bank Clerk exam should have at least a bachelor’s degree from a recognized university.

IBPS Clerk Educational Qualification- Salient points

  • Computer literacy is a mandatory requirement.
  • The candidate should also be able to read and write in the official language of the state they have indicated as their preferred service destination.
  • Ex-servicemen who are not graduates should at least have a matriculation certificate along with 15 years of service. They should have been awarded the Army Special Certificate of Education or its equivalent in the Air Force or Navy.

The Institute does not specify any IBPS Clerk eligibility percentage. The individual banks use the IBPS calculation of aggregate percentage for their purposes.

As the IBPS Clerk exam is entirely online-based, candidates should practice Online Quizzes to experience the scope of the actual exam.

Reservation For PwD 

The post of IBPS Clerk is identified as suitable for persons with benchmark disabilities. Hence, PwS candidates are entitled to certain reservations under section 34 of ‘The Rights of Persons with Disabilities Act, 2016”. 

Reservation under IBPS Clerk eligibility covers candidates from the following categories:

Orthopedic Challenged Category (OC) 

Any person who is unable to execute distinctive activities resulting from affliction of the nervous system or musculoskeletal or both comes under the OC category. 

Orthopedic Challenged categories include the candidate suffering from the following:

  • Cerebral Palsy
  • Dwarfism
  • Acid Attack Victims
  • Leprosy Cured Person

OC category candidates are covered under reservation for locomotor disability with the following benchmark: 

  • OL -One leg affected (Right or Left) 
  • OA – One arm affected (Right or Left)
  • BL – Both legs affected but not arms 
  • OAL – One arm and One leg affected 

The person with OA and OAL categories should have normal hand functions. 

Visually Impaired Person Category [IV]

Visually Impaired category [IV] person who suffers from the below-mentioned problems meet the IBPS Clerk eligibility.


  • Visual acuity less than 3/60 or less than 10/200 (Snellen) in the better eye with best possible correction; OR 
  • A total absence of sight; OR
  • Limitation of the field of vision subtending an angle of less than 10 degrees.

Low Vision

  • Limitation of the field of vision subtending an angle of less than 40 degrees up to 10 degrees.

Hearing Impaired Person

  • Any person having 70 decibels hearing loss in speech frequencies in both ears. 
  • Any person having 60- 70 decibels hearing loss in speech frequencies in both ears.

Intellectual Disability [ID] category

People suffering from the below-mentioned problems come under this category and are eligible to apply for the IBPS clerk exam. 

  • Mental Illness
  • Specific Learning Disability
  • Autism Spectrum Disorder

Candidates who wish to avail the benefit of reservation under the PwD category will have to submit a disability certificate as per guidelines of Government of India issued by a competent authority. Such certificates are subject to verification / re-verification as may be decided by the authority. 

PwD candidates seeking reservation will be allotted the reserved vacancies as prescribed in the RPWD Act, 2016 as per the vacancies reported by participating organizations to the IBPS.

IBPS Clerk Exam Pattern

The IBPS Clerk selection process comprises of two stages, which includes the two online computer-based tests. The provisional allotment of candidates depends upon the marks scored in the IBPS Clerk mains examination.

The two stages of the IBPS Clerk exam pattern shall be discussed in detail below.

They are as follows:

  • IBPS Clerk Preliminary Examination – The first part of the IBPS Clerk exam pattern comprising of 100 objective type questions and is only qualifying in nature
  • IBPS Clerk Mains Examination – The second phase of the IBPS Clerk exam pattern comprising of 200 objective type questions. The final merit is based on the marks scored in this phase of the examination.

Both papers are conducted online, and only those candidates who clear the IBPS Clerk prelims exam are invited to appear for the mains exam.

Exam Pattern for Prelims

  • The IBPS Clerk prelims exam pattern consists of one paper divided into three sections. These three sections are English Language, Reasoning Ability and Quantitative Aptitude.
  • The total marks allotted for the exam are 100.

The table given below shows the IBPS Clerk exam pattern for the prelims examination in detail:

IBPS Clerk Exam Pattern – Prelims
Name of TestsNo. of QuestionsMaximum MarksTime Duration
English Language303020 minutes
Quantitative Aptitude353520 minutes
Reasoning Ability353520 minutes
Total10010060 minutes

IBPS Clerk Exam Pattern- Salient Points

  • Candidates are required to secure the IBPS cut off declared for that year in each section.
  • Once the sectional time is up, candidates cannot revisit the section.
  • The final merit of the candidates is based on the marks scored by them in the Mains exam and Prelims is only qualifying in nature.
  • Only then are they allowed to sit for the IBPS Clerk Main exam.
  • The Prelims and Mains both are completely objective tests, and there are no descriptive type questions in the IBPS Clerk exam.
  • The total time allotted for the exam is 1 hour.

IBPS Clerk Exam Pattern for Mains

  • The IBPS Clerk Mains Exam Pattern consists of one paper divided into four sections.
  • The questions are of objective multiple choice type.

The IBPS Clerk Mains Exam Pattern is as follows:

IBPS Clerk Exam Pattern  – Mains
Name of TestsNo. of QuestionsMaximum MarksTime Duration
General/ Financial Awareness505035 minutes
General English 404035 minutes
Reasoning Ability and Computer Aptitude506045 minutes
Quantitative Aptitude505045 minutes
Total190200160 minutes

To help candidates prepare the general awareness section easily, we are providing various topics on Static GK that are relevant for not just IBPS Clerk exam but other competitive exams as well.

Prepare yourself well by solving IBPS Clerk mock tests and practise papers regularly and know the standard of paper and the type of questions asked in the exam.

IBPS Clerk Exam Pattern for Mains exam- Salient Points

  • The total time allotted for the Mains exam is 2 hours and 40 minutes.
  • The total marks allotted are 200 and candidates scoring above the cut-off are invited to join as clerks in one of the PSBs.

IBPS Clerk Exam Pattern- Negative Marking

Both examinations making up the IBPS clerk exam pattern have negative marking for incorrect answers.

penalty of one-fourth of the marks allotted to the question is applied for each wrong answer.

There is no penalty if a question is left unanswered.

The new pattern of Clerk examination has combined the IBPS clerk syllabus of reasoning and computer aptitude since 2016.

IBPS Clerk Prelims Exam Analysis

The IBPS Clerk prelims exam analysis helps candidates understand the level of the exam, the exam pattern and also to apprehend which topics are important regarding the examination.

Exam Analysis – English Language

The English language section is one where candidates tend to lose maximum marks. It is because the options in this section are almost the same which confuses the candidates and they pick wrong answers.

Overall the English language section in the IBPS Clerk prelims exam combined in all the shifts held on December 5, 12 and 13, 2020, was moderately easy. An overall comprehensive distribution of questions based a detailed analsis of the IBPS Clerk prelims exam analysis 2020 is given below:

IBPS Clerk Prelims Exam Analysis 2021 – English Langauge 
TopicNo. of Questions
Reading Comprehension 8-9
Word Swap5
Rearrangement of Sentences3-5
Phrase Correction5
Error Detection5-6
Cloze Test4-6

The reading comprehensions were based on the following themes:

  • Obesity and Sleep
  • Office Work Culture
  • Student Anxiety and Stress
  • Environment
  • Exploitation of Deep Sea
  • Space Projects of the United States

Exam Analysis – Quantitative Aptitude

This section was of easy to moderate in terms of its level.

The table given below gives the exam analysis for the quantitative aptitude section based on the overall review of the prelims exam conducted on December 5, 12 and 13, 2020, in all the shifts combined together:

IBPS Clerk Prelims Exam Analysis 2020 – Quantitative Aptitude 
TopicNo. of Questions
Data Interpretation5-10
Simplification and Approximation13-15
Quadratic Equation5
Arithmetic Questions 12-13
Missing Number Series5

Work problems were asked based on boat and stream, profit and loss, speed and distance, mensuration, time and work, simple and compound interest, etc.

Exam Analysis – Reasoning Ability

The Reasoning Ability section was easy.

Given below is a detailed distribution of questions for the reasoning section, as asked on all three days of IBPS Clerk prelims exam in all the shifts combined together:

IBPS Clerk Prelims Exam Analysis 2020 – Reasoning Ability
TopicsNo. of Questions
Puzzles and Seating Arrangement15-25
Order Ranking / Sequence3
Alphanumeric series4-5

The types of reasoning puzzles and seating arrangement questions asked in the prelims exam are as follows:

  • Linear Arrangement – 8 people
  • 8 Floor based Puzzle
  • Month and Year based Puzzle
  • Parallel Rows Seating Arrangement
  • Square Seating Arrangement
  • Dual Row Arrangement – 10 people
  • 8 Months based puzzle
  • Flat and Floor Based – 4 floors & 2 flats on each floor

IBPS Clerk Mains Exam Analysis

Exam Analysis: Section-Wise

As listed in the table above, two sections were of moderate difficulty while the other two sections were moderate and not too difficult.

Section-wise good attempts in the IBPS Clerk mains exam are given below:

Section-wise IBPS Clerk Mains Good Attempts
General Awareness27-29
Reasoning Ability19-24
English Language21-23
Quantitative Aptitude25-28

The detailed IBPS CRP Clerk Mains Exam Analysis 2021 is given below:

Exam Analysis: General, Economy and Banking Awareness

This section questions your general awareness, banking awareness and knowledge of Static GK. The total number of questions in this section were 50. The maximum part of this section was covered with current affairs, especially for the month of January/ February 2021. There also were questions on Static GK and Banking Awareness.

Given below are a few questions that were asked in the exam:

  1. When was the Reserve Bank of India nationalised?
  2. What is the predicted GDP for 2021-22 by RBI?
  3. What is the stake of the government of India and RBI in NABARD?
  4. The validity of a demand draft
  5. Who is the CEO of Ayushman Bharat?
  6. PayPal closing their operation in India
  7. Which state does the first women fighter pilot to take part in the Indian Air Force’s (IAF’s) tableau at the Republic Day parade, Bhawana Kanth belongs to?
  8. Where are the headquarters of WTO?
  9. Who is the President of ISA?
  10. Who regulates mutual funds?
  11. First wetland conservation centre
  12. Which was the first Hollywood movie of Irfan Khan?
  13. Which instrument is played by Shahid Parwez?
  14. Who is the author of the book “The Struggle of My Life”?
  15. Who was announced the T-20 Player of the decade?

Exam Analysis:English Language

The IBPS CRP Clerk Mains exam analysis showed that the English Language section was easy to moderate and not very complex questions were asked in this section.

IBPS Clerk Exam Analysis – English Language
Reading Comprehension15 questions
Synonyms and Antonyms2 questions
Fill in the blanks4 questions
Para Jumbles 5 questions
Match the Columns4 questions
Replace the words4 questions

Exam Analysis:Reasoning and Computer Aptitude:

This section had a total of 50 questions. The level of this section was moderately difficult. However, the questions and puzzles were lengthy and time taking to solve:

IBPS Clerk Mains Analysis – Reasoning Ability
Puzzles20 questions
Machine Input1 question
Substitution Coding 3 questions
Coded Blood Relations4 questions
Logical Reasoning7 questions
Data Sufficiency4 questions
Coding-Decoding (Step-wise)1 question
Miscellaneous10 questions

The puzzle and seating arrangement based questions were of the following types:

  1. Puzzle based on Days and Months – 9 people & 3 variables
  2. Circular seating arrangement – mixed direction – uncertain number of people
  3. Puzzle Based on Rows – 3 rows and 6 people per row
  4. Day based puzzle – 6 people and 2 variables

Exam Analysis:Quantitative Aptitude:

This was the hardest part of the IBPS Clerk mains exam as suggested by maximum applicants. A major part of this section was covered by Data Interpretation based questions.

The questions asked in this section were lengthy and time-consuming. Given below is the distribution of questions in the quantitative aptitude section of the IBPS Clerk mains exam 2021:

IBPS Clerk Mains Exam Analysis – Quantitative Aptitude
Data Interpretation20 questions
Data Sufficiency5 questions
Quadratic Equations5 questions
Approximation5 questions
Word Problems 15 questions

The pattern and types of DIs asked in the CRP Clerk Mains included:

  1. Tabular DI – 5 companies
  2. Double Pie Charts
  3. Speed, Time & Distance-based Caselet
  4. Caselet DI

IBPS Clerk Syllabus 2022 – Section-wise IBPS Clerk Syllabus

The IBPS Clerk Exam Pattern for Prelims and Mains is given in brief below:

IBPS Clerk Exam Pattern for Prelims is as follows:

Name of the TestNumber of QuestionsMaximum MarksDuration for each exam
English Language303020 minutes
Numerical Ability353520 minutes
Reasoning Ability353520 minutes
Total1001001 hour

IBPS Exam Pattern for Mains is as follows:

Name of the TestNumber of QuestionsMaximum MarksDuration for each exam
General/Financial Awareness505035 minutes
General English404035 minutes
Reasoning Ability & Computer Aptitude506045 minutes
Quantitative Aptitude505045 minutes
Total190200160 minutes

IBPS Clerk Exam Pattern- Salient Points

  • All the above tests will be conducted in English and Hindi except for the English Language.
  • There will be a deduction of 0.25 marks for each wrong answer in the Objective test
  • Unanswered questions will not be awarded marks.
  • The conducting body reserves to set the IBPS Clerk exam syllabus and exam pattern. One must clearly go through the official notification before starting with the preparation

IBPS Clerk Syllabus- Prelims

The IBPS Clerk Prelims syllabus consists of three subjects making up the objective type paper.

There has not been a major change in the syllabus part in the past few years and the same is expected for the IBPS Clerk syllabus 2021.

The three main subjects which are a part of the IBPS Clerk prelims are as follows:

  • English Language
  • Reasoning Ability
  • Numerical Ability

The IBPS Clerk Syllabus for Prelims is as follows:

English LanguageReasoning AbilityNumerical Ability
Reading Comprehension

Tenses Rules

Cloze Test

(Fill in the Blanks)



Idioms and Phrases

Multiple Meaning

Error Spotting Correction

Reading Comprehension

Preposition Rules
Logical Reasoning

Alphanumeric Series

Alphabetic Series


Data Sufficiency Tests

Coded Inequalities

Direction Test

Seating Arrangements





Coding and Decoding

Blood Relations
Profit, Loss and Discounts

Quadratic Equations

Approximation and Simplification

Mixtures and Alligations

Simple and Compound Interest

Surds and Indices

Work and Time Speed, Time and Distance

Mensuration: Cone, Sphere, Cylinder

Data Interpretation

Ratio, Proportion and Percentage

Number Systems

Sequences and Series

Permutation, Combination and Probability

IBPS Clerk Syllabus- Mains

The IBPS Clerk Mains syllabus covers the topics from prelims in a detailed manner.

As per the IBPS Clerk Mains Syllabus, the paper is divided into four sections.

The topics covered in the IBPS Clerk exam syllabus are as follows:

  • General and Financial Awareness
  • General English
  • Reasoning Ability and Computer Aptitude
  • Quantitative Aptitude
General And Financial AwarenessGeneral EnglishReasoning Ability& Computer AptitudeQuantitative Aptitude
Static GK – Static General Knowledge
Current Affairs

Banking Awareness
India’s Financial and Banking System

Budget and Monetary Plans of the

Key National

Basics of Banking

Tenses Rules


Reading Comprehension

Assumptions and Statements


Coding and Decoding

Blood Relations

Sense of Direction and Distance

Alphanumeric Series

Non-Verbal Reasoning

Computer Aptitude

Basics of Hardware and Software

Operating Systems

Internet and associated topics

Microsoft Office and other word processing software

History of Computing

Basic Computer Networking

Basics of Databases

Basics of Cyber Security Tools and Processes
Ratio and Proportion

Time, Speed and Distance

Work and Time Equations

Mixtures and Alligations

Measures of Central Tendency and Basic Statistics( Mean, Average, Median and Variance etc.)

Stocks, Shares and Debentures


Clock Ray Questions

Volume and Surface Area


Permutation and Combination


Heights and Distances


Simple and Compound Interest

Profit, Loss and Discounts

Basic Algebra

Basic Trigonometry

Charts, Bars and Graphs

Data Interpretation

Frequently Asked Questions on IBPS Clerk Exam

Q 1. What is the salary of an IBPS Clerk?

Ans. The basic pay of a Clerk in IBPS is Rs.11765.

Q 2. What is the job of an IBPS Clerk?

Ans. The main responsibility of a Clerk in IBPS is documentation and back-office work. The responsibilities also include: verifying documents, countersigning cheques and drafts.

Q 3. Which books to refer to for the preparation of IBPS Clerk Exam?

Ans. Given below is a list of books that candidates can consider to prepare for the IBPS Clerk exam:

  • Banking Awareness by Arihant Publications
  • Verbal & Non-Verbal Reasoning by R.S. Agarwal
  • Wren & Martin for English Language
  • Objective General English by S.P. Bakshi
  • Data Interpretation by Arun Sharma

Candidates must solve IBPS Clerk previous year question paper for practising and preparing for the upcoming exams.

Q 4. How many vacancies have been released for IBPS Clerk 2021-22?

Ans. A total of 5830 vacancies have been released for IBPS Clerk 2021-22. There are 11 Public sector banks that are participating in the clerical cadre recruitment for the year 2021.

Q 5. Can a candidate apply for the IBPS Clerk exam after passing class 12th?

Ans. No, a candidate cannot apply for the IBPS Clerk exam immediately after passing class 12th. The candidate must atleast hold a Bachelor’s degree in any discipline to apply for the exam.

Q 6. How many attempts are there for IBPS Clerk exam?

Ans. There is no fixed number of attempts for the IBPS Clerk exam. A candidate can apply for as long as he/she is applicable and eligible for the examination.

Q 7. Is there negative marking in IBPS Clerk ?

Ans. Yes, a penalty of 0.25 marks is deducted for every wrongly marked answer. Since there is negative marking, candidates must be very careful while answering questions in the prelims and mains computer-based examination.

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